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Do I Have To Repay My Creditors In Bankruptcy If I Own A Home? – Attorney John G. Merna discusses the general implications of owning a home when considering what bankruptcy chapter to file (Chapter 7 or Chapter 13). Having a home alone does not mean you have to repay your creditors in bankruptcy. www.mernalaw.com
Duration : 0:1:40
Can I Have A Bank Account When I File Bankruptcy? – Attorney John G. Merna discusses the common question about whether banking is allowed as a person goes through bankruptcy (Chapter 7 & Chapter 13). There are no prohibitions on having a bank account. The issue that arises is protecting any funds held in your accounts. www.mernalaw.com
Duration : 0:1:46
Will I Lose My Property If I File Bankruptcy – Attorney John G. Merna discusses the possibility of property loss in bankruptcy. The vast majority of Chapter 7 cases filed are “no asset” cases. There are ways to keep unprotected property in a Chapter 13. www.mernalaw.com
Duration : 0:1:52
Will I Have To Repay My Debt After Bankruptcy – Attorney John G. Merna discusses the myth many people have that even if they file bankruptcy (Chapter 7 or Chapter 13) they will have to repay their debts. www.mernalaw.com
Duration : 0:1:54
Do I have to list all my debt in bankruptcy? – Attorney John G. Merna discusses the common question about what debt has to be listed in a bankruptcy and what debt does not have to be listed in a bankruptcy (Chapter 7 or Chapter 13). www.mernalaw.com
Duration : 0:1:56
Can I Transfer Property To A Relative Before Bankruptcy? – Attorney John G. Merna discusses the common question about transferring property on the eve of bankruptcy. Any transfer for less than full value will be susceptible to being undone by the bankruptcy Trustee. www.mernalaw.com
Duration : 0:1:59
Can People Still File Bankruptcy? – Attorney John G. Merna discusses the implications of the 2005 bankruptcy law revisions on your ability to still file. While the changes received a lot of media attention and were expected to reduce the number of people qualifying to file Chapter 7, this did not occur. www.mernalaw.com
Duration : 0:1:57
Will A Bankruptcy Stop A Repossession – Attorney John G. Merna discusses the implications of filing a bankruptcy to halt a repossession. www.mernalaw.com
Duration : 0:2:28
Will Bankruptcy Wipeout Payday Loans – Attorney John G. Merna discusses the ability to eliminate payday loans in a bankruptcy. These high interest, short-term loans lock individuals into a cycle of debt with a large monthly payment primarily going to interest. www.mernalaw.com
Duration : 0:2:43